About Us



Muhd Ahmad Makarfi

Bayero University Microfinance Bank Limited (BUMFBL) was Established September, 2014, to support revenue diversification drive through investments by BUK. It is 100% PRIVATly owned BY BUK located at NEW CAMPUS. It has seven departments namely: Administration & FINANCE, Operations, Credit/ Risk Management, Marketing, Transactional Support Services, Audit and Information Technology. The bank has the following type of Accounts: Personal, Sole Proprietor, Corporate Account, Salary Account, Joint Account, faculty/Departmental/Unit Account, Special Account, Student saving scheme, Student registration fees, Government Account. It also has products like Savings Account, Call Account, Fixed Deposits, Temporary overdraft and Term loans.




Human capital and logistic support for the operations of the Bank.


Operations is the service provision section which delivers all BANKING products ; opening and operating accounts various types; rendition of returns and smooth conduct of the Banks operation.

Credit/ Risk Management

Package credit products and market them, administer credits, collect and render timely returns/reports to relevant authorities


market the banks product and grow the risk assets of the Bank

Transactional Support Services

provide support to the management of the Assets and liabilities of the Bank


Ensures compliance of THE BANK to statutory requirements; Banking rules, regulations both Internal and External. Recommends sanctions and rewards for failures to comply and for keeping to the rules

Information Technology

Manages the sourcing , establishment/INSTALLATION, operation of IT equipment and infrastructure.






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